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How Telematics Gadgets have Changed the Behavior of Frisco Auto Drivers 0

Posted on 25, October 2016

in Category Auto Insurance

More than 55 percent of participating drivers in a survey conducted recently by the Insurance Research Council reported improvements in the way they drove in the wake of having a telematics gadget introduced. More than 35 percent reported making little improvement to the way they drove, and just about 20 percent said that they had rolled out impressive improvements in their driving habits. Those respondents who reported making no changes in their driving habit after having the telematics gadget installed were about 40 percent.  To get more information regarding Telematics studings,  Frisco auto drivers can call Melliand Insurance.     [&hellip

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What Dog Owners Should Know When Traveling 0

Posted on 17, October 2016

in Category Auto Insurance

Dog owners need to have a crate when traveling

Many dog owners treat their furry friend as part of the family. This means that they plan many of their family activities with the dog involved. Obviously, this involves traveling. Unfortunately, many people get used to the dog being part of the family and end up treating the furry friend like another human. Call 972-346-4666 or click here to get an auto insurance quote Frisco Texas For instance, the dog’s safety is perhaps overlooked greatly when two thirds of dog owners don’t know the safest places to keep their furry friend when traveling.  They assume the dog should act like everyone else even [&hellip

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Do you know entirely how your Little Elm Home deductible works? 0

Posted on 25, February 2015

in Category Homeowners Insurance

 Little Elm Home Deductible When insuring a home or vehicle, knowing how deductibles work ensures policyholders get the most out of their coverage. Deductibles are the amount a person pays as a share of damage costs. After that sum has been paid toward damages, the insurer covers the rest. However, there are limits, but these are outlined in the policy. When replacing personal belongings or repairing a home, the policyholder must pay it out of his or her pocket.                              Call Melliand Insurance at 972-346-4666 for a free home insurance quote or click here. Little Elm home deductibles are set [&hellip

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Are Texas homeowners responsible for injuries on their property? 0

Posted on 23, January 2015

in Category Homeowners Insurance

 Are Texas homeowners responsible for injuries on their property? States have varying laws regarding slips and falls on properties, but Texas homeowners are almost always responsible for these types of injuries occurring on their properties. In some cases, they are also responsible for the injuries of trespassers on their properties. With premises liability law, there is a big responsibility for Texas homeowners to keep their properties as safe as possible. Also, it is crucial to ensure good home insurance is kept at all times to protect from any legal action. Call Melliand Insurance at 972-346-4666 for a quote or click here. [&hellip

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Preparing your Texas home for flood season 0

Posted on 22, January 2015

in Category Homeowners Insurance

Protect your Texas home with a flood policy. Call Melliand Insurance at 972-346-4666 It’s flood season in much of the country – but Americans remain woefully unprepared. One California study – surveying residents of a state that is historically vulnerable to flooding and landslides – found that less than 3 percent of residents and business owners own flood insurance. In some cases, consumers are under the misconception that standard Texas homeowner and commercial property insurance policies cover risk from floods and mudslides. They do not. Yet the vast majority of Americans also cannot afford to pay the risk out of [&hellip

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Little Elm homeowners may receive warnings to protect against earthquakes 0

Posted on 20, January 2015

in Category Homeowners Insurance

Call Melliand Insurance at 972-346-4666 to learn more about earthquake coverage and review your home insurance policy or click here for a quote Early warning systems for earthquakes use monitoring systems combined with science to give people alerts when waves of earthquake shakes are expected to take place. This is only a short advanced warning, but they give people a small amount of time to protect themselves from the uncertainty that may come next. While the alarms do not allow time to grab valuables or other items, the few seconds should give most people enough time to take action to protect their lives. Even a few seconds [&hellip

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How to make your Texas home unattractive to burglars 0

Posted on 19, January 2015

in Category Homeowners Insurance

 Call Melliand Insurance at 972-346-3666 for a free Texas home insurance quote  In the United States, there are more than 5 million burglaries occurring in residential homes every year. Experts say that 90 percent of these incidents are completely preventable. With just a few simple steps, any homeowner can greatly reduce the risk of his or her Texas home being burglarized. The three key elements to remember are noise, time and light. Click here for a quote Noise If possible, buy a dog. Large or aggressive dogs are not necessary to protect a Texas home, but any breed and size of [&hellip

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Is a housing bubble increasing your Texas home insurance? 0

Posted on 27, May 2014

in Category Homeowners Insurance

Call Melliand Insurance at 972-346-4666 or click here to receive a free Texas home insurance quote. Are we in a new housing bubble and is this increasing your Texas home insurance? According to the Case-Shiller index of home prices for 20 cities, prices jumped 13.4% last year.  The same index for Dallas posted increases of 9.7%.  Federal Reserve Chair Janet Yellen stated recently that the economy still requires a strong dose of stimulus in a testimony to the Joint Economic Committee of Congress.  These actions may bring the lender into conflict with the homebuyer’s insurance company.  For example, the mortgage [&hellip

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Texas Home Insurance – Replacement Cost vs. Market Value 0

Posted on 6, May 2014

in Category Homeowners Insurance

Call Melliand Insurance at 972-346-4666 for a free complementary quote for Texas Home Insurance or visit www.insurancemadeeasy.us Your Texas home can encounter a number of possible hazards that can strike disaster.  A recent survey by Marshall & Swift/Boekh, a replacement cost data service company, found that 66 percent of homeowners had inadequate coverage by an average of 18 percent.  That is $36,000 for a $200,000 home.  A majority of Texas homes have a standard 1% deductible on their Texas home insurance policy.  Few people would choose a $36,000 deductible. However, that is the net result of being under-insured trying to [&hellip

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Texas Home Insurance 0

Posted on 2, March 2014

in Category Homeowners Insurance

Contact us at 972-346-4666 or click here for a free complementary quote for Texas home insurance. Melliand Insurance is a full service independent agency providing Texas Home Insurance. Our goal at Melliand Insurance is make sure your home is properly covered at an affordable rate. As an independent agent we know that not one carrier fits all sizes. The location of the home, age, construction, loss history, age of the roof, and age of the water heating system all play a factor in getting the most competitive rate and most comprehensive coverage for Texas Home Insurance. Other factors to consider [&hellip

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